Monday, July 16, 2012

Cherie Miller & Associates, Joshua Tree and 29 Palms Realty

Cherie Miller & Associates, Joshua Tree Realty and 29 Palms Realty offers services for your realty needs, whether you’re a buyer seller or investor. The agents come from all over and have different real estate specialties with the same passion and appreciation on the beauty of the desert communities they all call “home”.

WHY Cherie Miller

“Trust.” That’s the number one advantage in choosing Cherie Miller & Associates, Joshua Tree Realty and 29 Palms Realty to help you find the perfect home, neighborhood and price. They are a family-owned, local, full-service real estate office. Cherie Miller & Associates have diverse backgrounds and specialties

It is with great satisfaction for Cherie Miller to hand buyers the keys to their new home at closing and sees how their faces light up. They always look forward to helping each family to find and settle to their new desert home and community.  And willingly help sell your home from the time you’re ready to move as well.

The home buying process

Cherie Miller & Associates will assist you in making sure everything goes smoothly, from the start to moving-in.

Here’s a step-by-step explanation of how the buying process works.

1. Price. The staff will talk to you about price, to understand how much you are qualified for, what you want to pay for a monthly payment and help you with the pre-approval process.

2. Next the staff will talk about house size and location. Expect to be asked a lot of questions to help pinpoint the ideal house and location to fit your needs and lifestyle. For instance, do you have school-age children? Animals? If so, how many? This can be a determining factor. Where do you work? Are you retired? After determining all of these factors, they’ll filter them for areas and properties that fit your family needs and wants.

3. Showings. Once you to clearly identify your house needs and location, the next step is to get ready to view 2 to 10 homes until you find the right fit for you.

4. Offer. After you’ve picked the house you want, the staff will help you do the necessary paperwork and deliver your offer to the seller’s agent. Please note. You’ll usually be asked to write a check for a minimum of $500 or up to 3% of the house price. The check is to show you are a serious buyer and will be held as an earnest money deposit.

5. Escrow. When the seller accepts your offer, escrow will be established, serving as a neutral third party for all of the documents. The papers for the lender must be given to your lender as soon as possible and be thorough and accurate to keep from delaying the escrow. It’ll make sure that every “t” is crossed, every “i” is dotted and all necessary papers are signed properly.

6. Loan documents. The lender will prepare the loan documents. The lender will check closely to make sure they reflect the customer’s agreed-upon terms before they sign them and a notary will be available to notarize the deed of trust. At this point the client will provide the down payment, reflecting the difference from the deposit check, in the form of a cashier’s check or wire transfer.

7. Recording deed. Once the deed has been recorded with the county recorder’s office, the keys are handed over. Welcome home!

LISTING WITH CHERIE MILLER  

“Sold.”

That’s the word everyone want to hear from the real estate agent. It’s a satisfying reward to hang that sign in the yard. It shows that the agent was successful in helping the clients move on to the next stage of their lives with one less thing to worry about.

Cherie Miller & Associates will accomplish it with strategic local and Internet advertising, by promoting their proprietary Summer Catalog. Experienced real estate pros will help you navigate the paperwork and now – easy search tools on our website to help you find properties quickly.

Cherie Miller & Associates, Joshua Tree Realty and 29 Palms Realty are family-owned, local, full-service real estate offices. They are protecting the high reputation of the company name and proud of what they do. Their agents have diverse backgrounds and specialties in Real Estate in the Morongo Basin.

The home selling process

Once you’ve decided to place your home on the market, here are the steps involved in selling it.

1. Choosing your agent. These are tricky times, but that’s all the more reason to choose your agent wisely. We don’t view our clients as numbers.

2. Price. Analyzing comparable properties on the market and recently sold, look at upgrades and special benefits to come up with a price that positions your home attractively in your area.

3. Sign and lock box. Once you’ve signed a listing contract with Cherie Miller & Associates, the sign goes up, the lock box goes on and the marketing of your home begins.

4. Neatness sells. Now for the hard part: keeping your home “model” clean and tidy. But it’s worth it. All it takes is that one buyer, and we’ll help find the right one.

5. Offer. When a buyer makes an offer, you may need to negotiate a fair sales amount, presented through the agents. Once you approve the offer or counter-offer, you need to sign it.

6. Inspection. Your home will be inspected at this point; to be sure there are no unidentified problems. Be sure all utilities are on.

7. Escrow. All paperwork is handled through escrow, serving as a neutral third party. Papers need to be signed and notarized, including the grant deed.

8. Closing. At closing, the buyer will bring loan funds or cash, which is placed in escrow. At this point, be sure to turn off the utilities!

9. Deed recording. Escrow will arrange the recording of your home deed.
Disbursement of funds. Upon confirmation of the close of escrow, the buyer is given all keys and remotes. You can pick up your check or have the funds wired to your bank. Have a happy move

For your Yucca Valley, Morongo Valley, Pioneertown, Joshua Tree and 29 Palms real estate needs, trust Cherie Miller & Associates at telephone number (760) 369-1800.